CNN is running an article about a 22 year old woman who is facing a probable sentence of six years for identity fraud. There are a couple of things to note in this story.

First, their victims were friends and family. This is a common form of identity fraud. More than a third of all victims of identity fraud know the person who victimized them. Why? The answer is access. Friends and family are more trusting and their identity information is simply more easily available. It may even be easier for criminals to use since many vendors may be willing to look the other way for a daughter using her mother’s credit.

Second, the article quotes a federal prosecutor using the phrase “identity fraud” rather than identity theft. This is extremely important because it more accurately describes the crime. We already have laws on the books for fraud. Fraud has been illegal for quite some time. Yes, there are technological issues in catching the criminals, but the situation is far better than it was a few yeas ago.

Jim Harper describes the difference in detail in his book Identity Crisis:

Silence of the Lambs was a 1991 movie starring Jodie Foster as FBI Special Agent Clarice Starling and Anthony Hopkins as the notorious and devious supercriminal Hannibal Lecter. At the end of the movie, Lecter overpowers ad kills two guards in order to escape from a special prison that has been built for him on the upper floors of a building. He changes into the uniform of one of the guards, hides the guard’s body and poses as that guard, badly injured but clinging o life. To complete the deception, Lecter tears the guard’s face off and places it over his own. The police wheel Lecter out of his prison on a gurey, underneath that gruesome mask. This is identity theft. Lecter has taken a key identifier from the dead and mutilated guard, who will never get it back.

Obviously, simply using an identifier is far different than stealing one. It is nice to see that the federal prosecutors are using the correct terminology and that it is making its way into the mainstream press.